Different models.
Shared ambition.
The right approach depends on your purpose, the people involved and how homes will be owned and managed. Models can overlap within the same project.
Community land trusts
A community land trust is a democratic, non-profit organisation that holds and develops land or other assets for community benefit. Housing is often part of its work, but its purpose can also include other local assets.
A CLT can work with a housing association or another partner to deliver homes. The group needs to decide how affordability, allocations and long-term stewardship will work in practice.
Housing co-operatives
A housing co-operative is organised around member participation and democratic control. Residents may make decisions about management, repairs, services and the direction of their organisation.
Co-operatives vary in their ownership and tenancy arrangements. Clear rules, member training and a realistic maintenance budget are essential parts of running one well.
Cohousing
Cohousing combines self-contained homes with shared facilities and an intentional approach to community life. Shared areas might include a common room, guest space, gardens or a place to eat together.
Residents help shape how the community works while retaining their own private homes. Cohousing describes a way of living; it does not, on its own, specify the legal ownership or tenure.
Start with your goals, then choose a structure.
Write down what matters most before selecting a legal form. Think about affordability, resident control, access, shared facilities and the capacity to manage homes. A specialist adviser can help compare structures and explain the implications for finance and long-term responsibilities.
Plan your next steps